Teens cannot sign a contract. One of the best ways to get cheap car insurance is by comparing car insurance quotes and the companies offering them.
Car insurance for drivers aged 17 doesn t come cheap with some young motorists paying well into four figures for their annual premium.
How to get really cheap car insurance at 17. Paying monthly for car insurance is a loan with interest added so paying for your car insurance in a lump sum is cheaper. To get your own auto insurance at 17 you ll need to meet specific requirements. For a one month young driver the insurance companies aren t going to be forgiving at all.
Utilize all discounts including good student multi policy and any other offered reductions. But when it comes to auto insurance. Adding a teen to a family policy costs 51 75 mo on average while auto insurance quotes for a 17 year old average 501 34 mo more for their own policy.
Too many proven statistics stacked against you. Some things you could do are get on your parent s plan get a car thats easier on the insurance premiums call an insurance agent and they sometimes have multiple companies they can set you up with you could take drivers ed courses or something similar. Either your parents or legal guardian must be present with you to sign on the policy with you your parents can add you as a driver to their policy enter your zip code below to view companies that have cheap auto insurance rates.
But prices are relative. If you can t afford to pay in one go it s worth considering other options such as paying on a 0 credit card just make sure you make at least the minimum monthly repayments and pay off the balance on the card before the interest free period ends. Need cheap car insurance at age 17.
One of the most important things to do is to shop and compare different rates from multiple carriers. Prices can vary by as much as 50 depending on the insurer that you are using. The best cheap car insurance for 2020.
Yes the quick answer is that a 17 year old can almost always get car insurance but since they are minors a parent or guardian typically will be required to sign on the policy with the teen which means that in the end the parents are financially responsible for the policy. As a minor you have two options for car insurance. I am not aware of any insurance for teenagers that is cheap.
Be aware that some companies progressive is one where you have to provide a list of all licensed people living in your house. Things get easier with a no claims bonus under your belt. So your first step will be to check with your current company.
Nerdwallet compared 2020 rates across the country from allstate geico and more to find the cheapest car insurance.